A Future Retirement Planning with Mr Isai, Mr Wong and Mr bong
Posted by
Paul Sadai
|
Posted in
Future Planning
|
Posted on
Thursday, September 03, 2009
Everything is ok in our lives as long as we are young, we have enough money and our friends and family to enjoy it; but time goes by, and it goes by for us as well, and we must understand the fact that we won’t be young forever. As the time goes by we must decide what are we supposed to do with our lives when we grow old, we need to make a retirement planning. A retirement planning includes many things that involve our future, but its specific aim is to assure our economic future; people say that human beings are different from animals since they count with an ability they don’t have, the ability to think ahead and plan ahead. We also know it’s very tough when it comes to think about our retirement planning and we need a long term to prepare for it. Some of us think “we’re enough busy by planning our six month vacations and how are we supposed to plan our retirement?”.
However, thinking in advance by making those steps true, is the key to be ready for the future we have ahead of us; a retirement planning is necessary, is true that the youngest you are, the more distant our retirement seems. And many of us, when we reach that time, still feel strong enough to carry out another business; well, that is what the retirement planning is about: thinking of the future by making small business that could be extremely profitable for us and would be able to assure our future. There are many people who don’t want to accept the age the have since they still want to keep their job; well, we regret to inform you that sooner or later the manager of your company will tend to hire younger people and you’ll lose your position anyway. This happens in every single country, not only in United States; the government of this country allows people to get their retirement at the age of 50 with a good salary. Here the retirement planning is to take all the money you receive and start your new “job” by your own, something more relaxing which doesn’t involve stress. A retirement planning consists of two thing: you can take your retirement money and start a new job or find a “relaxing” way to make money (such us investments), or with that money, you can buy a nice country house to spend the rest of you life enjoying your time with your family and friends. The second option is very common in countries such us Canada or United States; many individuals decide they have served this community enough so now it’s their turn to rest and enjoy.
Some other enjoy their money by planning many trips around the country or abroad; many of us have dreamed of taking a plane and start visiting new horizons; this also happens to retired people. In United States at least 40% of retired people invest their money in journeys, trips, flights, excursions, campings, etc. They feel it’s time to have fun and forget about tasks, work and stress. And in fact this is the best piece of advice: when you retire make a good retirement planning in order to enjoy all those years you spend doing things in order to survive. But not many people is interested in enjoying the money they have received from the government after 30 years of service, there are others who prefer to invest their money in order to get even more, but without working, we call this “invest”. Saving bonds is a great option to consider, several companies offer a payroll deduction plan for those employees who are about to retire and wish to buy some bonds. An Estate plan is also very required for those are about to retire, in case you take one, you decide what happens to you and your relatives in case you pass away or if you suffer incapacitation.
A retirement planning also includes small business, and not only investments; many people at the time they retire they have been saving up to buy a small store near their house, and in that way they can keep on working as many hours as they decide. When we say “small stores”, we mean dvd clubs, small fast food stores, clothes stores, etc. Some others, on the contrary, with the money earned and some savings, they decide to establish their own business and not a small one. Ambitious retired people still think they have so much to give and don’t accept the idea of retirement, so when the moment comes they find their selves in trouble; we advise those who are close to the retirement, to think ahead and to accept facts the way they are. All of us, someday, will need a retirement planning with the aim of enjoying the rest of our lives with our future assured.
This man looks angry but he is not. I am so happy having him with us this evening. We had our own agendas. He is actually trying to tell us his wealth from all the years. He has three houses and did buy a piece of land. From the look he is a business minded man. I tell you he is Mr Wong, a pensioner. Our tennis friend formerly teaching in SMK Batu Lintang. Only during the talk I come to know that his left aligment is out of balance and no wonder the face looks one sided. Jgn marah ya...
As I entered Ah Liong restaurant, I came across these two friends, they ordered stout but drink beer. How! Isai also miring sebelah must be the thing is out of service. A nice old friend who always pick out their wallets whenever food or drinks is served. Do that when I am poor but I will say it's American style when I dare to be in the party. They are Mr Bong the custom and Mr Isai Raja the Liverpool fellow. Pliz whenever we have a drinking session or happy hour especially to you Mr Liverpool, don't bring yr wife coz she really makes me nervous with my English...her nose already makes me feel short. Well, these two fellows are really preparing for their retirement. You are absolutely in the right move. We are all in the same boat. Well, maybe I am going to initiate a move to get a nearby land along the road side in my area for any of you guys...Geoffrey or Abai or Martin, maybe I would recommend. Let say from 10 to 20 thousand... I am sure these kampung folks will be moved by it. I'll try to get those nearer to mine. Are you interested? Pliz confirm. Ya a native land, where you can plant fruits and do some farming activities.
However, thinking in advance by making those steps true, is the key to be ready for the future we have ahead of us; a retirement planning is necessary, is true that the youngest you are, the more distant our retirement seems. And many of us, when we reach that time, still feel strong enough to carry out another business; well, that is what the retirement planning is about: thinking of the future by making small business that could be extremely profitable for us and would be able to assure our future. There are many people who don’t want to accept the age the have since they still want to keep their job; well, we regret to inform you that sooner or later the manager of your company will tend to hire younger people and you’ll lose your position anyway. This happens in every single country, not only in United States; the government of this country allows people to get their retirement at the age of 50 with a good salary. Here the retirement planning is to take all the money you receive and start your new “job” by your own, something more relaxing which doesn’t involve stress. A retirement planning consists of two thing: you can take your retirement money and start a new job or find a “relaxing” way to make money (such us investments), or with that money, you can buy a nice country house to spend the rest of you life enjoying your time with your family and friends. The second option is very common in countries such us Canada or United States; many individuals decide they have served this community enough so now it’s their turn to rest and enjoy.
Some other enjoy their money by planning many trips around the country or abroad; many of us have dreamed of taking a plane and start visiting new horizons; this also happens to retired people. In United States at least 40% of retired people invest their money in journeys, trips, flights, excursions, campings, etc. They feel it’s time to have fun and forget about tasks, work and stress. And in fact this is the best piece of advice: when you retire make a good retirement planning in order to enjoy all those years you spend doing things in order to survive. But not many people is interested in enjoying the money they have received from the government after 30 years of service, there are others who prefer to invest their money in order to get even more, but without working, we call this “invest”. Saving bonds is a great option to consider, several companies offer a payroll deduction plan for those employees who are about to retire and wish to buy some bonds. An Estate plan is also very required for those are about to retire, in case you take one, you decide what happens to you and your relatives in case you pass away or if you suffer incapacitation.
A retirement planning also includes small business, and not only investments; many people at the time they retire they have been saving up to buy a small store near their house, and in that way they can keep on working as many hours as they decide. When we say “small stores”, we mean dvd clubs, small fast food stores, clothes stores, etc. Some others, on the contrary, with the money earned and some savings, they decide to establish their own business and not a small one. Ambitious retired people still think they have so much to give and don’t accept the idea of retirement, so when the moment comes they find their selves in trouble; we advise those who are close to the retirement, to think ahead and to accept facts the way they are. All of us, someday, will need a retirement planning with the aim of enjoying the rest of our lives with our future assured.
This man looks angry but he is not. I am so happy having him with us this evening. We had our own agendas. He is actually trying to tell us his wealth from all the years. He has three houses and did buy a piece of land. From the look he is a business minded man. I tell you he is Mr Wong, a pensioner. Our tennis friend formerly teaching in SMK Batu Lintang. Only during the talk I come to know that his left aligment is out of balance and no wonder the face looks one sided. Jgn marah ya...
As I entered Ah Liong restaurant, I came across these two friends, they ordered stout but drink beer. How! Isai also miring sebelah must be the thing is out of service. A nice old friend who always pick out their wallets whenever food or drinks is served. Do that when I am poor but I will say it's American style when I dare to be in the party. They are Mr Bong the custom and Mr Isai Raja the Liverpool fellow. Pliz whenever we have a drinking session or happy hour especially to you Mr Liverpool, don't bring yr wife coz she really makes me nervous with my English...her nose already makes me feel short. Well, these two fellows are really preparing for their retirement. You are absolutely in the right move. We are all in the same boat. Well, maybe I am going to initiate a move to get a nearby land along the road side in my area for any of you guys...Geoffrey or Abai or Martin, maybe I would recommend. Let say from 10 to 20 thousand... I am sure these kampung folks will be moved by it. I'll try to get those nearer to mine. Are you interested? Pliz confirm. Ya a native land, where you can plant fruits and do some farming activities.
These three guys include me lah...very supportive. Everyone is tryting to take out their wallet whenever food or drinks is served. Keep it up.
I agree with yr move...properties investment are very beneficial but I envy Mr Isai's pond coz I longed to have one but unsuccessful. Anyway, congratulation guys. Enjoy yr farming and daily routines and stay healthy. Our trade mark one wife one family one same pool but more properties.
Dai,seeing picture of Mr.Isai and Mr.Bong remind me of those days when we will have '3 sepuluh' after tennis games.
Mr Galur, it's three eleven now. I'm sure u miss the party very much.
When these two are around it means serious business. U don want to miss their tennis, n the happy hr.
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Hi !.
might , probably curious to know how one can make real money .
There is no initial capital needed You may begin to get income with as small sum of money as 20-100 dollars.
AimTrust is what you haven`t ever dreamt of such a chance to become rich
The company represents an offshore structure with advanced asset management technologies in production and delivery of pipes for oil and gas.
It is based in Panama with offices around the world.
Do you want to become a happy investor?
That`s your chance That`s what you really need!
I`m happy and lucky, I began to take up real money with the help of this company,
and I invite you to do the same. If it gets down to select a correct companion utilizes your money in a right way - that`s it!.
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Hi !.
You re, I guess , probably very interested to know how one can make real money .
There is no initial capital needed You may commense to receive yields with as small sum of money as 20-100 dollars.
AimTrust is what you haven`t ever dreamt of such a chance to become rich
The firm represents an offshore structure with advanced asset management technologies in production and delivery of pipes for oil and gas.
It is based in Panama with structures everywhere: In USA, Canada, Cyprus.
Do you want to become a happy investor?
That`s your choice That`s what you wish in the long run!
I`m happy and lucky, I started to take up income with the help of this company,
and I invite you to do the same. If it gets down to select a proper companion utilizes your money in a right way - that`s the AimTrust!.
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Good day !.
might , perhaps very interested to know how one can manage to receive high yields .
There is no need to invest much at first. You may begin to get income with as small sum of money as 20-100 dollars.
AimTrust is what you need
The company incorporates an offshore structure with advanced asset management technologies in production and delivery of pipes for oil and gas.
It is based in Panama with structures everywhere: In USA, Canada, Cyprus.
Do you want to become really rich in short time?
That`s your choice That`s what you desire!
I feel good, I started to get real money with the help of this company,
and I invite you to do the same. It`s all about how to choose a proper companion utilizes your money in a right way - that`s AimTrust!.
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